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With 340 days of sunshine a year and the perfect Mediterranean climate its no wonder thousands of visitors flock to Cyprus every year to escape the sometimes less forgiving Northern European climate.

Northern Cyprus has all of the prerequisites for the perfect summer break: sunlots of! Beautiful sandy beaches, warm turquoise blue waters to bathe in and a sumptuous mix of the best of Eastern and Western cuisine. And Northern Cyprus is able to offer its many visitors far more than a perfect climate and fine food; one of the highlights of a visit to Northern Cyprus is a trip to the ancient and beautiful harbour town of Kyrenia (or Girne).

The town of Kyrenia, or Girne as its called in Turkish, is the jewel in the Norths crown; a fine old harbour town with a beautiful horseshoe shaped harbour which is lined with waterfront restaurants where youll be able to while away a lazy afternoon watching the fishing and sailing boats going about their business.

Anyone lucky enough to enjoy a stay in North Cyprus should never miss the opportunity to see Kyrenia harbour at night. Hundreds of candles gently light the waterside restaurants and flicker and dance off the waters edge creating the most perfect ambience in which to dine anywhere in the world. If youre a lover of freshly cooked seafood youll be spoilt by the huge array of seafood dishes on offer at the specialty fish restaurants which are the pride of Kyrenias harbour.

To the side of the old harbour sits the magnificent Byzantine Kyrenia castle, once used during colonial times as a prison by the British its now the home of the Kyrenia shipwreck museum which houses one of the oldest trading shipwrecks in the world. The ship sailed the Mediterranean at the time of Alexandra the Great and it sank around 300BC when it was already of quite an age! Many of the objects the ship carried on its voyage over 2300 years ago are now also on display at the shipwreck museum including perfectly preserved almonds which were stored in around 9000 jars held under the sea until the ship was recovered in 1969.

The central shopping area of Kyrenia lies just behind the old harbour. It is well preserved and quaint with plenty of twisty narrow streets to explore each with their own unique character and charm. For those who like a bit of retail therapy, be it for gifts to take back to loved ones or for the latest high street fashions, you wont be disappointed. Kyrenia is the perfect shopping location for the savvy shopper where youll be able to pick up high quality designer clothes for a fraction of the price that they would have cost you back home.

If you plan to stay a while in Kyrenia then youll be pleased to know that accommodation is available to suit all budgets: from simple bed and breakfast to grand 5 star luxury in hotels like The Rocks or The Colony, each able to offer luxury that will satisfy the demands of the most discerning guests. The Colony will take you for a tour of the old town in a beautiful horse drawn carriage and if you prefer a little Hollywood living then a luxury stretched limo can be waiting to take you to a beachside restaurant of your choice.

Northern Cyprus is blessed with natural beauty and the charmed and historic old town of Kyrenia is truly the jewel in the crown. There is literally something for everyone to see and do - whether its to taste the fine seafood, to step back thousands of years in history or to simply relax and watch the world go by in one of the most beautiful locations the Mediterranean has to offer.

Rhiannon Williamson is a freelance writer whose articles about international travel and living in North Cyprus have appeared in many travel and expatriate publications throughout the world. You can find more of her articles at: - http://www.aboutnorthcyprus.com/

Mesothelioma is a cancer usually caused by exposure to asbestos either directly or indirectly. As it can take up to 50 years for the cancer to appear it can be very difficult to ascertain where, when and how the exposure occurred.

The exposure to asbestos can often be as a result of either working in an industrial environment where asbestos was used. Cases have been made and compensated where relatives have become infected after handling clothes of workers that have been contaminated with asbestos. The disease is caused by inhaling asbestos fibre which scar the lungs and continues to do so even after the exposure to the fibre has stopped.

Asbestos was used in many different industrial operations, but mainly as a fire resistant material used as insulation. Other known instances of where asbestos fibres were used are in the manufacturing and servicing of engine gaskets and break linings.

Mesothelioma Lawyers specialise in taking on the cases of people who have been diagnosed with this condition and putting together a structured case for compensation. This can be time consuming, difficult and takes a lot of research to obtain the full details to make a case. Employers are responsible for the safety of their workers. If it is proved that they have been exposed to asbestos through their job either past or present, the compensation awarded by the courts for Mesothelioma cancer can be substantial.

So do you need a Mesothelioma Lawyer?

A good Mesothelioma Lawyer will understand the complicated nature of any claim and be will able to advise you on the level of compensation you should seek based on the facts of your individual case. Mesothelioma litigation is a very complicated process as the symptoms usually take at least 10 years to show. A lot of investigation is required which can involve having to go back over 50 years to gain evidence of your exposure to asbestos.

Mesothelioma lawyers will know what benefits you are entitled to and how you can claim them, even if your relative has already died of mesothelioma. Once you are diagnosed with the condition you are entitled to industrial injury benefit.

But I cant afford a Mesothelioma Lawyer!

As you can imagine instructing a Mesothelioma Attorney to act on your behalf is going to be very costly, as in some cases they will have to go over 50 years to find convincing evidence. Having said this, however, many lawyers will work on a no-win no-fee basis. They will initially discuss your case with you and decide on the circumstances of your claim. From this initial consultation they can usually decide if you have a good case and then work on a contingency fee basis. A contingency fee is the lawyers cut of any payment awarded to you. The asbestos industry can also pay you financial compensation if it is claimed. You may also be eligible for legal aid to get your case to trial. These are all things a competent mesothelioma lawyer will be able to advise you on.

Should I consider Mesothelioma Litigation?

If you or one of your loved ones is diagnosed with Mesothelioma cancer you will almost certainly have been exposed at some time in the past and probably over 10 years ago to asbestos fibres. You may not even have known you were being exposed to asbestos. In the unlikely case that you did, you may not have realised your employer had a legal obligation for your safety.

Cases of Mesothelioma Litigation can be very complicated and Mesothelioma Lawyers need to highly qualified and skilled in handling the whole litigation process. They will be continually updating their knowledge of Mesothelioma cancer and its causes along with the requirements to get a case to court.

If you have been affected by this disease your quality of life may have, or will in the future suffer by having being infected with Mesothelioma.

You need to consider all your options regarding litigation but you may well benefit considerably by making contact with a Mesothelioma lawyer and discussing your options.

Mesothelioma cancer can be very distressing both to the sufferer and their relatives. This information site has some very well written articles mesothelioma litigation and the routes to pursue to process your claim. Check out the articles on: http://www.mesothelioma-info-page.com/Mesothelioma_Lawyers.html

Working from home was once seen as the role of amateurs, part-timers and those seeking an alternative lifestyle. With running a business from home you were always facing a credibility problem, especially with clients or potential clients from the big end of town.

But with changes in technology and a little smart planning, an increasing number of business people are enjoying the benefits of telecommuting and working from home.

There are some great benefits. You tend to be much more efficient, spending far less time in non-productive situations caused by travel and traffic.

There's also the opportunity of having more time with the family and in your own comfortable environment. It's also more flexible.

Then there's the dress code. You can wear what you want.

But there are down sides. The lack of social interaction with others. The isolation and discipline of working on your own. And all those other temptations to take you away from revenue generating, meaningful work.

What about if clients drop in to see you and you're still in your pajamas at 3 p.m., your work area is a mess and the kids are running amok.

The major problem though, is clearly separating work from downtime and home life. With your business literally only steps away from home, everyone faces the temptation of overworking and never leaving the office.

So if you're thinking of setting up your home office, here are 10 tips to make it work.

1. Physically separate your work area or office from the rest of the house. Avoid setting up in leisure rooms such as your bedroom, lounge room or kitchen. Many find a separate entrance helps.
2. Have discipline and treat going to your office as if you're going to work. Make the mental switch that you're working. Dress as though you are working.
3. Don't overwork. Try not to spend all your time in the office. Try to stick to set office hours and aim to achieve your work in a reasonable amount of time rather than dragging it out over a long period.
4. Have a comfortable work environment. Set yourself up with a good desk and most importantly chair. Don't skimp on poor and cheap furniture. It will cost you in the longer term as you become frustrated with the level of comfort. Buy the best your budget will allow. Allow for good lighting.
5. Have a separate work phone line and fax line. There's nothing more frustrating for clients when they're faxing through important details to find the line engaged. Mobile phones are highly recommended.
6. Set yourself up with email. This is an essential tool of the trade and great for communicating. Set up a separate line, but if you must compromise share the email line with your fax.
7. Buy a decent computer, fax and printer. Again, essential tools for the home office.
8. Avoid meeting important and unfamiliar clients at your home office. Meet on neutral ground such as a coffee shop or a professional location. Business clubs often provide meeting rooms for members free of charge.
9. Get out of the office regularly. Network at least twice a week with potential or current clients.
10. Plan enough storage for your business. It's uncanny how much paper you accumulate in the so-called "paperless" office. Always keep good financial records and put in place a simple and efficient filing system.

Thomas Murrell MBA CSP is an international business speaker, consultant and award-winning broadcaster. Media Motivators is his regular electronic magazine read by 7,000 professionals in 15 different countries.

You can subscribe by visiting http://www.8mmedia.com. Thomas can be contacted directly at +6189388 6888 and is available to speak to your conference, seminar or event. Visit Tom's blog at http://www.8mmedia.blogspot.com.

During the summer, relaxing is high up on the list of things that people want to do. And, it should be because the weather is nice and being outdoors is a great way to pass the time. However, if the furniture in your outdoor space is not all that comfortable, then you might end up heading indoors in fear of getting a backache. A great way to prevent your outdoor time from getting cut short is by purchasing some lovely Adirondack chairs for your deck, porch, or patio area.

Adirondack chairs have an extremely relaxing design that is sure to please anyone who sits in it. This design will generally feature a seat that is slightly inclined, armrests that are larger than normal ones, a backrest that has a slant to it, and the entire chair will have shorter legs and will be lower to the ground, which makes relaxing a breeze. To add even more comfort, there are two things that you can do and that is to purchase a matching ottoman and plush cushions for your chair. The ottoman will feature that same contouring design, which provides the perfect spot for you to rest those tired dogs after a long day. The cushions add a lovely layer of softness to the whole equation, making for one luxurious ride.

One thing that you need to really keep in mind when purchasing Adirondack chairs for your outdoor space is what kind of material that it is made out of. If you get ones that are made out of materials that are not designed for being put outdoors, then you will end up having to replace what you buy way sooner than you would like. Some of the higher end outdoor material options include strong woods like Northern White and Western Red Cedar, Southern Cypress, Redwood, Mahogany, Southern Yellow Pine, and Teak along with heavy duty synthetic materials like polymer and recycled plastic.

Each is very sturdy and makes for long-lasting pieces of furniture. Plus, they all are offered in different finishes and colors, allowing you to give your space a personal touch if you so choose. Like, maybe you are a simple person, then a good choice for you would be ones that have a plain, wood finish. Or, if you like color and pizzazz, then a nice option would be ones that are painted different colors, including red, blue, green, orange, even lime, aqua, and Caribbean blue. If you want to easily see them all, just hit your computer and do some comparison shopping. It fast, convenient, and a hassle free way of checking out all the different options.

So, if you are like most people, you like to just kick back and relax during the summer. Now, that might be hard if the furniture you have in your outdoor space is not all that comfortable. To avoid your time in the sun getting cut short, turn to fabulous Adirondack chairs for your outdoor space. Extremely relaxing, they are the perfect choice for any outdoor area.

As an owner and patio user, Jennifer Akre offers product reviews and information on Adirondack chairs and patio furniture, giving the online consumer help finding elegant adirondack furniture and adirondack chairs. Decorate your patio, deck, or garden your style - your way - Click today: Simply teak patio furniture

It is unfortunate that when you get a whole life insurance quote online much of the important details are omitted. The average person knows little or nothing about this policy. If people had more information they could make a more informed decision on what they are about to purchase. I am one of those who tout whole life insurance with no apology, as this policy has it's place in the insurance portfolio of many people. This policy fits some needs that term life insurance simply cannot fulfill.

Permanent Life Insurance

Whole life insurance can be described as permanent life insurance. This suggests that you can keep this policy for as long as you choose, even if it is to age 100. A term life policy simply cannot guarantee that.

Cash Values

Whole life insurance have what is called "guaranteed cash values". Some people like this idea because they may choose to use these values as a sort of saving to assist with the college costs or even for a supplemental retirement fund.

Whole Life Insurance Dividends

All whole life policies are not the same. Some life insurance companies have a great history of paying dividends to their policy owners on a very regular basis. This does not say that they always will be in a position to pay a dividend. Dividends are not guaranteed. There are some life insurance companies that do not perform very well.

If a life insurance company is generally successful with their investments and do a good job at keeping expenses down they usually can pay a dividend.

There are several options that you can choose from but most people have a tendency to apply their dividends to the purchase of "paid up additions". These are little single premium whole life insurance policies.

The other available dividend options areas follows. You can leave your dividends to accumulate interest or you can use them to reduce premiums. You can also take them in cash each year.

Why Cash Values And Dividends Are Important

If at some time in the future you should need to put your hands on some emergency cash and that money is available through your cash values plus dividends you may take a percentage of this in the form of a policy loan. Even though you decide how you repay this loan you need to keep in mind that there is interest charged on this loan. In addition the death benefit of your policy is reduced by the amount owed and any unpaid accumulated interest. Another thing to note is that if you have an outstanding loan on your whole life insurance policy the amount of dividend paid will also be affected.

Nonforfeiture Values

Another important consideration when buying whole life insurance policies are nonforfeiture values. These options allow you to protect yourself from loss in the event you are unable to continue premium payments.

Automatic Premium Loans

With most whole life insurance policies if a premium payment is missed the automatic premium loan is timely activated to prevent the policy from going into a state of lapse. In other words, you do not lose your insurance as long as there is sufficient cash value to keep it in force. Interest is charged on this amount just like any other premium loan.

Extended Term Insurance

Instead of using an automatic premium loan to keep your whole life insurance policy in force you may choose to use what is called Extended Term Insurance to keep the policy in force. This is a Term Life Insurance policy for as many years as the cash value of the policy will purchase. If you should die during this period the full face amount of the policy will be paid to your chosen beneficiary. The only disadvantage is that with this option your cash values plus any dividend earned will dissipate over time.

Reduced Paid Up Policy

Another option you have if you are unable to pay the premiums for your policy is to elect to keep a reduced amount of life insurance in force rather than the full amount you initially purchased. This policy, though for a reduced amount, will be fully paid up and you will never pay a premium again. The reduced death benefit will be paid upon the death of the insured.

Cash Surrender Value

You may also surrender your policy for its cash value plus any dividends as another option. If there is any outstanding indebtedness on the policy it will be deducted from the amount you receive.

Waiver Of Premium Rider

When purchasing your whole life insurance policy you have the option of adding the "waiver of premium rider" an a very minimal cost. You may find it beneficial as if you should become disabled the life insurance company will waive your premiums for as long as you are disabled even if it is for the rest of your life. You must, however, be disabled for a minimal period of time, usually six months. Whenever you are able to return to your job you continue payments of your policy. Nothing is owed for the period you didn't pay.

Accidental Death Benefit

Another valuable rider you can add to your whole life insurance policy is the "accidental death benefit rider". If you should die in an accident the life insurance company will pay twice the face amount to your beneficiaries. Some life insurance companies allow you to purchase an additional unit of the accidental death benefit rider. In other words, your family would receive three times the face amount of your whole life insurance policy if you died in an accident.

Whole life insurance premiums are higher than term life insurance premiums. If you feel the abovementioned benefits are worth the additional cost this type of life insurance may be for you.

For additional information information on whole life insurance go to:
http://www.lifeinsurancehub.net/whole-life-insurance.html

For more than 40 years Donald has been known for his extensive knowledge of the life insurance business. He has represented some of the largest and most admired life insurance companies in the United States as well as Canada. His advice is invaluable.

Donald's website is: http://www.lifeinsurancehub.net

When looking for a new aluminum fishing boat, you want to choose a boat dealer that you know will be able to provide the support you will need for the life of your boat. An aluminum fishing boat is a big investment, one that you will have lots of questions about, this is why it is very important that you choose the right aluminum fishing boat dealer who can provide you with all the correct information so that you are able to make a choice that will fit your needs as well as your budget. Here are several things you should consider before you buy an aluminum fishing boat.

Certification You want to purchase your aluminum fishing boat from a dealer that is already certified by the boat manufacturer to perform the required services and repairs. If the dealer you want to purchase from is not certified, the service and repairs that he performs will not be covered under the manufacturers warranty.

Stability Make sure you purchase your boat from an aluminum fishing boat dealer thats been around for a while. You will likely be going back to your dealer to perform maintenance and service on your boat, so you want to know that hes not ready to go out of business. Aluminum fishing boat dealers with 10 or more years in the business have been around long enough to have loyal customers and repeat business, so you can count on them to be there for the long haul.

Prices You want to be certain that your aluminum fishing boat dealer charges fair prices. Prices can range widely from dealer to dealer, so it pays to shop around. In addition to finding out about the dealers base price for the boat itself, you should also ensure that he charges a fair price for parts and repairs.

Payment for service under warranty Sometimes when repairs are covered under warranty, they still may carry a deductible payment. You need to know how much youll pay in such deductibles. Dont forget, you should also find out about regular engine service charges as these will likely not be covered under your warranty.

Convenience Make sure that your aluminum fishing boat dealers service hours are convenient for you. This is especially important if you have to travel a long distance to get your boat serviced or repaired.

Availability Your aluminum fishing boat dealer needs to be attentive to your needs. Purchasing a boat is a big investment, and it should be one that lasts for many years. Your dealer should be happy to answer your questions as well as giving you the time you need to make your decisions as well as fully understanding the boat model you are about to purchase. If the aluminum fishing boat dealer youre considering seems impatient with you, then move on to another dealer.

Purchasing any kind of boat takes time, money and thought, so make sure you consider your choices in which boat you want as well as what dealer to go with to carefully ensure that you get exactly what youre looking for.

Brent has a site all about boating at Aluminum Fishing Boat. There you will find useful articles, news, links and other resources on all your boating needs

Whether you are planning a DIY painting project on the interior or exterior of your home, you will want to be prepared for every aspect that the job will have to offer. First off, you will want to wear comfortable clothes that allow for ease of movement. Flexible shoes are a must, but they should also have good traction for when you climb on and off of the ladder used to reach those high spaces.

If your DIY painting project involves the interior of your home, you will want to make sure that each room is well ventilated with windows open and as much air circulating as possible. Some individuals can have a very negative reaction to paint, so be very mindful of any noticeable changes in health as you paint.

When working on a DIY painting project on the interior of your home, always make sure to cover all furniture and carpet with plastic in order to avoid paint splashing or coming into contact with a surface that it was not intended for. You may also want to place tape along the border of your walls to ensure a clean stopping point for the paint. If, for example, your wall features decorative wood strips, you will not want to paint over these. By placing a piece of tape in a way that the paint will evenly stop at the point the strip begins, your DIY painting job will be much easier.

If you arent sure what color you want to use for your DIY painting project, most home improvement stores offer convenient paint samples that allow you to view a variety of colors on painting tiles. This will give you an accurate idea as to how your DIY painting project will look once it is completed. Select stores may provide you with small paint samples to take home with you, but almost every one will offer an in-store display of finished samples.

One of the most important tips to completing a DIY painting project is to read the instructions carefully before mixing your paint. Read the manufacturers recommendations and/or any accompanying warning label regarding the paint and its use.

If you are painting the exterior of your home, ventilation will not be as much of a problem because you will be using the paint outdoors. The most common tips to exterior DIY painting is to take extra care when securing the ladder, climbing up or down it and always wear protective gloves to keep the paint off of your hands.

Find all types of home improvement contractors who specialize at installing carpet, doors, siding, roofing and much more. If you are a home improvement contractor or an author of home improvement articles, add your site or articles today.

For a few years now, the calling cards business is booming. Everywhere you go, everywhere you search you might find one: in WallMarts, grocery stores, newspaper stands, vending machines in coffee shops. But the place you can find the most of these long distance alternatives is the internet. A quick search on Google, Yahoo or other search engines will reveal thousands of websites that sell calling cards. So,its an easy pick, one might say. Well... not quite.

According to the FCC, almost 70% of the calling card businesses are fraudulent. Meaning mostly that they get your money but you dont get the calling card. That means that you have to be very careful when choosing a website to buy from. On top of that, calling cards vary in number and features, so you have to choose the one appropriate to your needs. Their low rates however, come with a price at times. Companies selling calling cards use VoIP technology and other third party carriers to complete their calls. While not as expensive as a satellite connection (hence the low rates), this technology is at the beginning, so problems may occur from time to time. This is why calling cards are not usually recommended for emergency calls. For calls within the United States however, calls made with calling cards (also known as phone cards) have a good quality and connection rate, given that you have found a good supplier.

So here are the steps you need to take to get the best out of your calling card purchase:

- Find a reliable website (this means no weird pop-ups, no advertisement of Viagra on the website you get my point).

- Take a look at the available calling cards and rates.

- Check out any details of calling cards: usually, next to or underneath the picture of the calling card there is a link that will take you to a Details page. Look for maintenance fees, rounding, any other surcharges, expiration dates.

- If you intend to make a lot of long calls over a short period of time, choose a card with a maintenance fee. This means that a certain amount will be deducted from your balance each week/month until you use up the card. But if you plan to make so many calls, youll probably use the card up by the time the maintenance fee is deducted. Calling cards with maintenance fees also tend to have lower rates.

- If you use the card just once in a while, choose a card with no maintenance fee. These cards usually have higher rates, but you dont have to worry about your balance going down if you do not use the card.

- Look for a Customer Service number. Reliable companies have Customer Service, in case their customers have questions or problems.

After this, get the card you this is best for your needs and wait for it to arrive in the email. Unless otherwise specified, you should be able to use it immediately. Good luck!

Robert Mann is the co-owner of http://www.callingcardshome.com - offering calling cards and long distance service to and from over 150 countries.