Friday, February 15, 2008 

How Should I Spend My Home Improvement Budget

How should I spend my home-improvement budget? - It seems now days everyone has an interest in home improvement, just flip through cable TV channels and you will probably find a home improvement show to watch. It is not hard to understand why home owners are interested in home improvement, the right improvements can increase a homes value tremendously and give the home more enjoyability to the home owners. The question that always seems to pop up is "how do i spend my home improvement budget?"

The average American will move every 4-6 years so always take resale value and home appeal into account when planning any home improvement project. People all have varying tastes so avoid doing anything to extreme that may hurt resale value and is to difficult to undo, but it is your home so express yourself just keep it within reason.

No matter where you live a kitchen or bathroom remodel will add the most value and appeal to your home. These are expensive projects to undertake and many bathroom and kitchen remodels will cost over $10,000. Although small cosmetic improvements like faucet upgrades and new cabinet hardware can increase the appeal of a kitchen and bathroom for little money.

New flooring is also a nice home improvement that adds value, however new carpet will not add as much as value and appeal as adding hardwood floors will. Many of todays laminate hardwood floors can be installed DIY by the homeowner relatively easily. If you are unsure how to install hardwood flooring check with your local home improvement store, many offer classes on hardwood floor installation.

Not all home improvement projects have to be expensive or large to make a difference. Some smaller projects can include improving or adding landscaping, interior and exterior painting, resealing a driveway and upgrading lighting fixtures. These are small projects that can be done in a weekend or a few hours. These home improvements all will add curb appeal and increase the value of your home at the same time.

The things you will want to avoid are adding items that require maintenance and ongoing expense such as hot tubs, saunas and swimming pools. While one of these items may appeal to you they may not appeal to a large percentage of buyers and will not increase your homes value by much, in fact they may cause your home to sit on the market longer if you ever decide to sell A swimming pool is a good example of a negative home improvement , swimming pools require additional homeowners insurance due to liability for injury/death, they are expensive and complicated to maintain and can be dangerous to small children and some pets.

With the proper planning and research spending your home improvement budget correctly is an easy task to accomplish. By using the Internet, television shows and your local home improvement stores as references and you are almost guaranteed to choose the right improvement for your home.

http://www.milwaukeehomeloans.net/content/how_should_i_spend_my_home-improvement_budget_20.htm

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Biodegradable Plastics - Plastic Waste Recycling

Plastics are widely used in all the applications and in our daily life. Some plastic items become waste and can't be reused. But there are some plastic items which can be reused.

There are some advantages in plastic recycling.

-- Conservation of non-renewable fossil fuels.
-- Reduced energy consumption
-- Reduced amount of solid waste going to landfill.
-- Reduced emissions of gases like carbon-dioxide, nitrogen-oxide and sulphur-dioxide.

The biggest resource of plastic waste is households. The unique environmentally beneficial material science is converted into value added products and services for the industrial and consumer applications.

Plastics are very important in our life and we can't avoid the usage of plastics. They are used in packaging, building materials, consumer products and many more applications. So we can't avoid the plastics usage. Plastic recycling is used to produce the environmentally friendly products.

Hazards of Plastics:

Plastics are mostly produced from petrochemicals. Due to improper disposal of plastic materials, environment pollution occurs. The plastic bags and sheets will not allow air and water to go into the earth which will affect the soil fertility.

Biodegradable Plastics:

Biodegradable plastics are derived from the renewable raw materials. These are the plastics that will decompose in the natural environment. The degradation of plastics can be achieved by enabling microorganisms in the environment to metabolize the plastic films metallic structure to produce environment harmless material. The usage of these biodegradable plastics will avoid using the non-renewable resources. Biodegradable plastics will degrade over time if it exposed to sun and air.

www.ntic.com
http://www.polymerenergy.com

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On Line Auto Insurance Quote - Instant Online Rates

On Line Auto Insurance Quotes

Here are 4 tips for saving money on auto insurance:

1. Choose a higher deductible - Choose a $500 deductible or even a $1,000 deductible. You should be able to lower your yearly premiums by $500 or even more. If you have a good driving record over a period of 5 years or more you should have no problem doing this.

2. Stay with a major insurance carrier - Many of the small insurance companies out there will often give you problems when trying to settle a claim, if ever needed. Also, the major carriers out there are more likely to decrease your premiums over time.

3. Multiple Car Discounts - Take advantage of having multiple cars under one policy. Usually you can save around 15% on your premiums this way. Add your kids and family members who may not even live at your residence. It's very easy to add and take off people to a policy, often just a quick phone call to your agent.

4. Security - Having an alarm system installed on your car can save you around 5-10% on your premiums. Within a year you could make your money back on the savings you receive.

Auto Insurance Comparisons

One of the best ways to learn more about getting discount auto insurance is to go to an insurance quote website and request free quotes. Immediately after you complete their short form, you'll get several low cost car insurance quotes instantly. After you have your quotes, you can compare plans and visit their websites for more detailed information.

Just click on the following link to get your on line auto insurance quote and more auto insurance information. It's fast, it's free and you're under no obligation. You can get up to 5 competitive quotes online and view multiple cheap car insurance rates online. They also offer free online insurance rates for many other types of insurance coverage you may be looking for.

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Autism - What Causes Autism and How Can You Prevent It

Autism is a neurodevelopment disorder that causes delays in social interaction, language as used in social communication, and/or imaginative play, that originates prior to 3 years of age, according to the Diagnostic and Statistical Manual of Mental Disorders.

What causes Autism? This question is still answered with open-ended possibilities. Autism in laymen terms is an otherwise healthy person that cannot either speak in a given language format, interact with others in a social setting, or becomes emotionally triggered by very normal functions of others around them.

Autism studies have found a distinctive link with people diagnosed with autism and their unusually high heavy metal content in their blood. Mercury and lead seem to read high in their blood count. The body's ability to defuse or expunge certain metals causes a build up or high concentration of these metals and the link suggests that this build up of heavy metals seems to block certain social solving skills in the brain.

Retention of these heavy metals in the body creates a severe imbalance in the ratio of active to inactive glutathione, the body's most important tool for detoxifying and excreting metals. Glutathione works as an antioxidant, which regulates the potentially destructive process of oxidative stress caused both by normal metabolism and environmental contaminants. Autistic children showed a significant impairment in every one of five measurements of the body's ability to maintain a healthy glutathione defense.

Autism has increased 10-fold from 6 in 10,000 in the 1980s, to about 60 in 10,000 today. Boys are higher candidates than girls of having autism. Since the discovery link of heavy metals in autistic people, there are some studies that suggest that if you can reduce or aid in expunging metal content from the body through the skin's pores using a special cream, testing has shown to produce some very significant, almost immediate results.

So how does these heavy metals get into the body? One very elusive method that we seldom hear about is through vaccines. The preservatives that were placed in the vaccines were found to have adverse affects that could account for some of this metal build up. As of 2002 these preservatives have been removed.

Our food supply is also a big contributor of metals. Fish and shellfish can contain high levels of mercury. Women would are of child bearing age are warned to avoid these foods if they are anticipating pregnancy. Green leafy plants can retain levels of lead from the soil. So, basically you can come in contact with several ways of ingesting these offensive metals.

The intake is not as much the problem, as the releasing of these essential minerals. If a person cannot release these minerals, then the build-up appears to cause or at least contribute to the symptoms of autism. Autism is not something to be ashamed of, understand that your child is relying on you to get the help they need asap, for a more responsive life.

Bottom line is to have a child tested as soon as you notice certain behavioral problems that just aren't normal. For instance,

- autistic children will avoid eye to eye contact

- they don't interact with other children well, they like playing alone

- they don't form words, or mimic your coaching words

- they can be sensitive to normal sounds, like that of a vacuum cleaner

- they tend to want to line up there toys in straight lines and become upset if they are rearranged

- they can indicate they are hungry, yet when food is given, they reject it

- they may want an item but not accept it from you by hand, they prefer to pick it up themselves when they decide the time is right

While some of these symptoms, done separately, may not suggest autism, it's the collection of a larger group of items listed that tend to send signals that testing would be advised. When asking your doctor if they think your child is okay or normal, please alert the doctor to have your child tested for high levels of heavy metals and explain some of the child's odd mannerisms. Doctors don't have the same perceptions as you simply from a doctor's visit. Being more verbal with your concerns for your child as soon as you notice their different behaviors could greatly improve by treatments as early as possible.

Doctors in general do not consider testing for autism before the age of 3 years, but if you have seen some of the behaviors listed above, remember, you can suggest to the doctor to do some testing for autism earlier than your child's 3rd birthday.

President Bush recently signed the Combating Autism Act of 2006 bill on December 19, 2006. This bill, widely applauded by autism activists groups, authorizes nearly $1 billion over the next five years to combat autism through research, screening, early detection and early intervention. The new legislation will increase federal spending on autism by at least fifty percent. Please support their efforts whenever and wherever possible.

http://wealthsmith.com/autism-symptoms-autism-cure.htm

Jim has found a disorder that has touched him on a personal level and he is becoming a strong advocate for a cure of autism. To have so much knowledge available the cure is within our grasp. http://wealthsmith.com/autism-symptoms-autism-cure.htm

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Increased Interest in Larger Catamarans

During recent years the concept of larger catamarans has become heavily focused on, not only in Europe but in the U.S. as well. Their popularity for sailing vacations has dramatically increased, especially in the Caribbean. They are built in a range of sizes and designs and where by use of modern materials and building methods it has been further developed. The stability of a catamaran is a blessing for those with a genuine interest in sailing but have yet to develop their sea legs.

Large catamarans are incredibly safe, probably the safest type of vessel afloat. This is due to hull stability which increases much more rapidly with size than does the power of the wind to overturn the boat.

The fact that multihulls don't heel as much when sailing allows better use of both leeward and windward sides, increasing the capacity of comfortable cruising with more people on board as shown by the many large catamarans used for day-excursions and the crewed charter industry in general.

More Speed and Less Heeling

As wind and boat speed increase, wave resistance becomes of increasing importance. Wave resistance is proportionally made lower by additional hull length and even greater by additional cross-sectional hull area on the water line. In sum, the larger the catamaran (48ft. plus), the more wind pressure is required for a wave-induced capsize. Larger catamarans are far superior in this respect to the conventional monohull power or sailing yacht of similar length. The concept of little or no angle of heel becomes a great advantage, particularly if you have children on board. They can play around on the boat, unconcerned if for instance you are in the middle of a tacking maneuver.

Vastly More Space Onboard

Compared to monohulls of equal length, these larger catamarans have far more space above deck. This allows your crew to be comfortably spread out in good weather; your guests aboard can find an excellent spot to recline either in the sun or under the shade of the sails. The net trampolines (esp. found on the faster designs) make excellent hammocks in good weather and while docked.

Larger catamarans feature a vast amount of interior living space which is great for privacy, with their roomy berths and galleys with separate bath and toilet facilities. Some of you might be saying to yourselves "if I purchase a boat that is 48ft. or above, it had -better- feature excellent interior volume!", but the trick has been to design a spacious boat that will not weigh too much (since extra weight will reduce windward performance and speed under sail).

If this material interests you and would like more information please visit http://www.catamarans.com/

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South Beach Diet Phase One

Phase 1 is by far the most restrictive phase of the South Beach Diet. It also attracts the most questions. Aside from what to eat, most beachers are looking for tips on how to make it through the first two weeks easily.

Clean out your kitchen Go through your pantry and fridge and clean out everything that isnt Phase 1 compliant. Not only will this give you the chance to become more familiar with the plan, it will also remove any temptation for the next two weeks.

Go shopping Stock up on low-glycemic vegetables, lean proteins and snack items. Look for convenience. Most of us have busy lives; make it as easy as possible to adjust to this new style of eating. Being prepared is the best way to stay on plan.

Have snacks and dessert Even if you dont normally have snacks or dessert, you should plan to have them on Phase 1. Snacks will help you keep your blood sugar steady through out the day. They will also stop you from getting overly hungry which can lead to bad decisions. Dessert can help you stay on track during the time between dinner and bed when temptation is at its greatest.

Eating out Just because you are on Phase 1 doesnt mean you cant eat out. If you are going out, do some research. Most restaurants post their menus online. If not, a quick phone call can give you a better idea of the restaurants offerings. While scanning the menu, look for fresh fish or chicken selections (grilled or baked not fried). Substitute fries or mashed potatoes for extra vegetables. If you are really hungry, make sure to start out with a clear broth soup or consomm.

Stop at two weeks During Phase 1, you will lose a significant amount of weight (an average of 8 to 14 pounds over the course of two weeks). During Phase 2, your weight loss will be 1 to 2 pounds per week. At this point, disappointment sets in and the temptation to go back to Phase 1 is great. The truth is that Phase 1 is only meant to last two weeks. After that, the restricted food list can get repetitive and boring. So, move on to Phase 2 you wont regret it.

If you are still finding Phase 1 too difficult, you should not give up. Simply move on to Phase 2. The phases are meant to be flexible and accommodate your life.

Reggie Dunn is a long time diet enthusiast and follower of the South Beach Diet.
You can find more information on the South Beach Diet at http://www.online-diet-reviews.info/south-beach-diet.html

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