Sunday, November 25, 2007 

Online Colleges: Is Financial Aid Available?

One of the frequently asked questions about attaining an education is whether or not financial aid is available. This is a very legitimate question to ask in regards to online colleges.

Typically, online colleges participate in many of the same grant and loan programs as traditional colleges and universities. Financial aid programs, such as the Federal Pell Grant is designed to help students with tuition cost. Another program, known as the Federal Supplemental Education Opportunity Grant, commonly referred to as FSEOG, is a grant program that is awarded and based on extreme financial need. This particular grant is often facilitated by students who are seeking a conventional or online degree.

Colleges online will frequently take part in loan programs like the Federal Stafford Student Loan, and additional loan programs as well. Just like any traditional schools, online colleges will provide information to students about filling out the FAFSA (Free Application for Federal Student Aid) online, and encourage prospective students to do so.

Another great opportunity that online colleges provide for their students is scholarship funding. Yes, even a number of online colleges award scholarships to students based on fund availability, amount of applicants and student GPA. Students that are seeking an online bachelor degree or masters may wish to review individual online colleges for scholarship potentials prior to enrollment.

Furthermore, online colleges sometimes provide in-house educational loans to students as well. As with most academic loans, in-house financing is commonly set up for repayment six months past the date of degree completion.

All online colleges that offer financial aid programs usually provide online resources and online applications so students can complete all required information via the Internet.

In a nutshell, many online colleges afford ample financial aid resources to prospective students to encourage enrollment and opportunities for students to acquire a higher education without the added aggravation of driving to and from distant campuses.

If you are thinking about enrolling in an Online College to attain your education or would simply like to learn about some of the programs that they offer, feel free to visit the Distance Learning Directory at SchoolsGalore.com for more information.

09/15/2006 Online Colleges: Is Financial Aid Available?

By C. Bailey-Lloyd for Media Positive Communications, Inc., Managing Organization for SchoolsGalore.com

Notice to Publishers: Please feel free to use this article in your Ezine or on your Website; however, ALL links must remain intact and active.

C. Bailey-Lloyd, Public Relations Director & Staff Writer for Media Positive Communications, Inc., in association with SchoolsGalore.com -- Your source of information for Distance Learning Online Schools; Online Schools; and other Online Universities.

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Top 10 Mistakes Homebased Business Newbies Make

Sure there are countless home based business opportunities. There are multi level marketing programs, nutritionals, one up and two up plans. There are many niche based opportunities with something to appeal to anyone looking for where they fit in.

The enticement of course for most is the income they can generate as a result of the work at home program they sign up in. However joining a business opportunity in and of itself is not going to ensure your success. Here are ten very common mistakes most people make when getting started with a business opportunity.

1) Not carefully interviewing the company representative or sponsor prior to sending the money to sign up. This is where many future problems can be avoided before they even start. There are several important questions that should always be asked.

2) Buying in to hype without asking to see any proof of success. Does it really make any logical sense to sign up with anyone in any type of business opportunity that isn't having any personal success they can show?

3) Signing up with any type of program that requires a monthly fee or balancing act in order to qualify to earn money. Again, it makes no logical sense. In this scenario the only people who make money are the people who set up the program.

4) Signing up with a program or person that does not have a clearly defined marketing plan. This one is critical. Marketing is a key factor. And unfortunately 99% of the people pushing any type of MLM or business opportunity are totally clueless as to what it really takes to market online effectively.

5) Not having the right Internet Marketing tools. There are some really inexpensive and yet incredibly effective marketing tools available today. Unfortunately most people have not taken the time to prepare a list of tested marketing tools to pass along to their team to help ensure their overall success. This is not something you should have to find on your own. If you sign up with someone who has their act together they will already have these tools in place. They will be able to point you in the right direction.

6) Not taking full advantage of technology. Today there are remarkable ways to automate much of the sales process. It is insane not to tap in to what is available.

7) Listening to people who make it up as they go because it's all they know. There are many who fall into this category. Learn to use your common sense and BS detector to combat this.

8) Buying Leads!!! Buying leads has got to be one of the top mistakes the average person involved with any opportunity makes. Lead and list brokers will lie and have absolutely zero problem doing it. The only way to be sure the leads you get are fresh, targeted, and qualified is to generate them yourself. And even if you don't know how to effectively generate leads yourself, the person you interview should be able to show you their proven system that does not require you to purchase leads from a company or individual that is in the sole business of selling leads.

9) Idle promotion. By this I mean sitting back and waiting for the site traffic and sales to come. Many simply do not understand their is effort required to have success.

10) Laziness is last but far from least on this list. It's very simple. Those who put in the effort and put away the excuses are who will realize their dreams.

This is a short list. It's also a very accurate one. It's not meant to discourage anyone from pursuing their dreams. It's meant to paint a very realistic picture. Never give up on your dreams. Never let anyone talk you out of your dreams. And never talk yourself out of them either.

About The Author

Britt Phillips is a self-made millionaire and one of the all time top income earners in the history of the Coastal Vacations business opportunity. Britt has been teaching students on his success team for eleven years. Britt devotes the time, energy, and effort into his team and works with them to ensure their success. To contact Britt Phillips call him direct at 804-897-2274 or visit ComputerMillions.com

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The Benefits of Studying Spanish at Home

Since the Spanish language is being spoken in 43 countries, not including Spain, this shows how widely popular the Spanish language is. Foreign language courses are already being offered at different colleges and universities. Spanish training is always included in them. Students taking up such courses are continuously increasing in number. New books and training materials are being published and sold.

For many, the school systems have not met the needs of the Spanish language students with respect to the academic educational standards expected by the proactive people. This has resulted in a growing movement of people taking the Spanish education into their own hands. Learning Spanish at home continues to grow and to expand as more and more people realize the many benefits and advantages of studying Spanish at home.

Studying Spanish at home offers many benefits and advantages over traditional educational methods and systems offered through our schools, colleges and universities.

Studying Spanish at home allows the person to select the exact lesson plan or curriculum he or she will learn from based on what he or she thinks is best for him or her, not the school system. It is often found that many schools teach students Spanish subjects that are academically irrelevant, not challenging, or that are really best left to the person to learn on his or her own. Studying Spanish at home offers a control mechanism over this and allows for a way to tailor the persons education to specific interests and desires while continuing to provide a challenge level that will keep the person growing in terms of his or her learning abilities.

Studying Spanish at home offers flexibility of the educational process. Some people excel at some things, but not at others. While studying Spanish at home, it would allow that person to excel where his or her strengths are while at the same time allowing that same person to spend a little more in the development of the weaker areas.

Some people are gifted and do well with all subject matter they are being taught. For them, studying Spanish at home allows for the education process to be more challenging since a more academically challenging curriculum can be adopted. Gifted people are able to pursue their interests and development path without the time constraints or curriculum limitations that are present in the traditional learning school environment.

There are many ways that studying Spanish at home can be accomplished today. Some people opt for a structured curriculum while others use available courses online or from textbooks, or audio/video programs on their computers. Some people combine these things with their own resources. Knowing this, it is evident that this education process is completely flexible, can be specifically tailored to the person's needs and can be changed on the fly as the person's educational needs change.

Studying Spanish at home offers other indirect advantages as well. One of these might be more available time. It can be an efficient way to learn. The time you have during the day can be used efficiently, thereby reducing the overall time that the person actually spends at school. This efficient use of time results in more time to be spent on additional activities either related or unrelated to the person's education.

Studying Spanish at home allows for the person to become the main mentor and source of guidance to himself or herself. As opposed to having a teacher at school mentoring a number of students at once and guiding them his or her own way, while studying Spanish at home the person will be in charge of his or her own outcome.

It is now known for a fact that some people who have studied Spanish at home do well when it comes to work preparation. In general, people who have studied Spanish at home have performed equal to or better than schooled students. In addition, it is a fact that people who have studied Spanish at home have an equal success factor for doing well as their schooled peers.

Studying Spanish at home is not for everyone. Each person should carefully evaluate whether studying Spanish at home will benefit their particular situation or not. There are many considerations to be made, but for many, studying Spanish at home has been a choice that has proven to be very beneficial to the person's exceptional education.

About the author: This article was produced by http://Learning-Spanish.SourceYouWant.com - helping people like you learn Spanish. We're giving away a free Spanish language course through a limited time offer. Get on http://Learning-Spanish.SourceYouWant.com, and if the offer is still valid, get the course before it's all gone.

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Buy Computer Memory

Computer Memory makes up an essential component within any computer system, the memory determines how the computer functions and how many tasks it can perform at any one time.

There are many different types of computer memory, ranging from RAM to Gigabytes of Hard Disk space, these different types of memory all serve a different purpose within the computer, RAM memory is used to determine how many applications you can open at any one time, Hard Drive Memory is used to store different files and folders which you can load up when you need them.

Memory can vary greatly in price, the price is dependent on the capacity of the memory, the more Megabytes or Gigabytes of storage the memory has, the more expensive it will be to purchase. The price of memory will also be affected by the speed of the memory; faster speeds will mean higher prices, faster speeds equals better performance.

Memory can also be used for different purposes, for example if you want to take photos with your digital camera then you need a portable memory which comes in the form of a SD Card which you can slot into your camera and then print directly from your printer or load the images onto your computer.

Memory comes in two different forms, these are RAM and ROM, RAM stands for Random Access Memory and ROM stands for Read Only Memory, both of these serve different purposes and vary in price.

Many people opt to purchase large amounts of each memory so they can future proof their machines, as applications grow in size so does the amount of RAM needed to run the program smoothly as well as the amount of ROM needed to store the files that the software generates.

To find out more about computer memory please visit our Buy Computer Memory page.

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Start The School Year With Creativity

What kid doesn't like cutting up paper, peeling off stickers, or stamping? Students of any age and ability level love every opportunity to work with art supplies. For this school year, try channeling some of your child's creative energy into scrapbooking and paper crafts. Scrapbooking is a great way to spend time with your children, share a favorite hobby, and reinforce skills learned in school without them realizing it.

Typically, we think of scrapbooking as a way to preserve memories and tell stories through the use of photographs. However, with the variety of supplies and tools available in todays scrapbook market, the possibilities are endless. Below is a list of ideas that will allow your young scholar use imagination and develop their academic skills. These projects may be especially useful for kids with special needs.

1. At any grade and ability level, students must learn vocabulary words whether they are matching pictures, spelling words, or learning definitions. Unique vocabulary cards can be a breeze to make, especially with die cutting tools in shapes of circles, tags, stars, and more. Each set of words can be on a different color of cardstock or in a different shape; then, use a D-Ring and hole punch to clip them together.

2. Kids need notebooks for every subject. Why not start the year by decorating the front of the notebooks using colorful patterned papers and stickers? Its not a guarantee, but your child is less likely to lose something that they have invested time in making- and if they do misplace it, a decorated notebook is much easier to find in the lost and found stack!

3.Do you dread helping your child with their poster board project? Ask the teacher if the project can be modified. Rather than completing a project on poster board which may be too big of a space, they might complete several pages in an 12 by 12 album to display their knowledge of the topic. Ask your local scrapbook store about ways to make unique stickers- this way you can take any topic and make stickers from clip art or die cuts.

4. Celebrate success all throughout the year. Use an album with at least 10 pages- one for each month of the school year. Together, you and your child can decide what important lesson, event, or accomplishment to highlight on the page. Take pictures of completed projects, good test scores, friendships made, positive notes from the teachers, or school events. Important Tip: Leave a space for your kids to journal; it will be interesting to watch how their handwriting changes from August to May!

By: Kelly Standridge, Ed S. Kelly lives with her daughter, Condaleeza, in metro Atlanta. She is a co-owner of Scrap Chic Boutique, located at 906 W College Ave in Decatur, GA 30030. She has been a special education teacher for 10 years and holds an EdS in Teacher Leadership. Visit http://www.scrapchicboutique.com for a list classes and events on our calendar. The ideas presented can be modified for specific needs or learning outcomes. For specific questions, you can e-mail info@scrapchicboutique.com or see the calendar of events at http://www.scrapchicboutique.com Learning is about remembering- use scrapbooking to engage your child in The Art of Remembering- the results will last a lifetime.

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Why The Mortgage Company Will Work With You To Help You Save Your Home

With the record-setting number of home foreclosures occurring in the United States over the past few years it may come as a surprise to know that if you are having trouble making your monthly mortgage payments, you may be able to protect your home, but you must act immediately. The quicker you act the better your chances of preventing the loss of your home through foreclosure.

The absolute first step, regardless of all else, is contacting your mortgage lender. Do not procrastinate thinking they will treat you like some inferior person, or yell at you for getting into trouble in the first place. Mortgage lenders are not in business to foreclose on property. It is their best interest to work with you and help you find a way to keep your home. They are people with feelings just like yourself, and want to avoid this situation just like you do.

Be warned that the longer you wait, the more difficult you make it for the lender to help you. If you are three months behind in your mortgage payments and the lender has not heard from you, the company will feel justified in pursuing foreclosure. It is vitally important to take action right away to save your home from foreclosure and protect your credit record.

Before You Contact The Lender

In this case it pays to swallow your pride and be prepared to discuss your problem openly and in detail. The more information the lender has the better able they will be to help you. If you really wish to make a good impression and get things off on the right foot think about some questions you may be asked and answers ready. The lender will see you are prepared and sincere.

Ways The Lender Can Help

Depending on your unique situation there are many different ways in which your lender might be able to help you.

Debt Counseling If you have let your mortgage payment fall behind it stands to reason your other debts are in arrears too. Your lender can look at all your debt, see if it can be restructured, and help you make a spending plan and structure a repayment plan.

Payment Forbearance - If you have some equity in your home, it may be possible to rework your loan to lower the monthly payments for an extended period of time. The past-due amount could be added into the new loan.

Grace Period By taking prompt action the lender will, in most cases, give you extra time to get your problem under control. However, if you fail to communicate with the lender, and you fall behind on your mortgage payments, they have no choice but to pursue foreclosure.

Sell The Home - If you don't want to keep the home, or if the problem is so serious that it can not be resolved, it may be necessary for you to sell the home. Your goal is to sell the home and pay off both the mortgage balance and your delinquent debt, and thus avoid foreclosure. Be advised that a poor real estate market will limit this option.

Deed in Lieu of Foreclosure (Sign The Home Over To The Lender) - This is where you are unable to pay for the house and you voluntarily give the house back to the lender. Be warned that you still have to pay back any difference between what you owe and what the house resold for. Not every lender will always accept this arrangement.

Bankruptcy - This should only be used as a last resort because of the negative impact on your credit (up to ten years in some states). Keep in mind also that filing for bankruptcy is much more difficult these days due to new laws recently passed.

Questions The Lender May Ask

1.What caused you to fall behind your payments in the first place?
Bad things happen to good people. Be open about the situation that led to your problem, such as losing a job, a medical expense, increased homeowners insurance, higher property taxes, etc. Stick to the facts and don't embellish.

2.What is your current monthly income stream?
Include monthly income, disability, retirement, or welfare benefits; and savings and investments.

3.What other debt obligations and expenses do you have?
List only essential expenses and other current financial obligations. Stick to the necessities and forget the things you'd like to have. Be realistic. Include expenses such as food, utilities, loan or credit payments, insurance, child support, any other payment you are required to make.

4.What plans are you making to fix this problem?
Brainstorm how you can manage your problem now, and also over the long haul. Tell your lender right away about your problem even if you feel the situation is hopeless. There may be ways to obtain financial assistance. If not, you may still be able to reduce your losses and prevent foreclosure. Foreclosure can ruin your credit record for years, so it behooves you explore every avenue and possibility.

Both parties, you and the lender, desire to see a successful outcome in stopping foreclosure. The lender wants their money and you want to salvage your credit. Working together you and your lender may be able to come up with a workable plan that benefits both parties, but remember that nothing happens until you take action.

SaveMeFromForeclosure.com is a forerunner in the foreclosure prevention service industry, helping people to stop foreclosure and keep or sell their home. Our experience, along with our passion to help homeowners through this challenging time, set us apart from the competition. We only succeed if you are able to avoid and prevent foreclosure on your home with our assistance. Visit our website or call us at 1-888-472-8380 for a no-obligation consultation.

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Charm School For Girls On Myspace

Myspace is a great outlet for self-expression but too many girls ditch common sense when customizing Myspace profiles. Some things are better left unsaid and unseen on Myspace. There should be an etiquette guide or Charm School for girls on Myspace.

Posting pictures, blogs, and comments for the world to see filled with too many intimate and personal details can be dangerous. Sexual predators use information provided on profiles to lure girls into twisted fantasy turned reality scenarios.

When creating and updating a Myspace profile, girls need to remember that Myspace is one of the most popular websites in the world and not everyone on Myspace has honorable intentions or motives.

Eyewitness news discovered sexual predators with their own pages on the popular web site MySpace.--- abclocal.go.com

Myspace is not Las Vegas! What happens on Myspace does not always stay on Myspace! This is something girls must keep in mind when uploading re-enactments of "Girls Gone Wild." All someone has to do is right click to save posted pictures. Think about itthose same pictures can be manipulated and used by others.

Explicit photos and details about sexual exploits are totally inappropriate for Myspace profiles. It does not make a girl seem cool, hot, or sexy having suggestive pictures and foul language on a myspace profile. In fact, it looks BAD and implies a lack of self-respect.

Another important matter to consider is that many employers, colleges, and military recruiters are now researching applicants via Google and Myspace.

A risqu profile may deter potential employers or raise the eyebrows of current employers, especially if the company you work for is listed on your Myspace profile.

A general manager at an Olive Garden in Orange City has lost her job because of a picture posted on MySpace.com.---cfnews13.com

An inappropriate Myspace profile can easily have an impact on college admissions and/or your academic career.

Would-Be Teacher Denied Degree Over 'Drunken Pirate' MySpace Photo.--- foxnews.com

It would behoove a girl to contemplate what the content she provides on her Myspace profile says about her and her character in general. While Myspace is meant to be a fun social networking community it can be damaging if used unwisely.

A popular show on VH1 called The Flavor of Love Girls Charm School teaches its students ten interesting commandments. The following three Flavor of Love Charm School commandments should be considered when creating and updating Myspace profiles:

  • Check Thyself Before Thou Wreck Thyself
  • Thou Shalt Show Some Class
  • Thou Shalt Represent
  • Myspace profiles can be fun and creative without being raunchy. Each section of a Myspace profile is an opportunity to convey personality and individuality. What does your Myspace profile say about you?

    Be careful. Be safe. Avoid including any personal details or potentially embarrassing content on your profile as it may come back to haunt you.

    If you are or have been involved in questionable activities, Myspace is probably not the place to chronicle your adventures. The bottom line is, to include any possible self-incriminating information on your Myspace profile is not the smartest thing to do. It is just plain stupid!

    Out of respect for minors browsing Myspace, out of common sense, and decency, avoid including sexually explicit or implicit information whatsoever on your profile! Its almost like an invitation to trouble.

    About the Author: Marenda Hughes Taylor is Chief Operating Officer of 1st Love Records http://www.1stloverecords.com, a living life abundantly motivator, an Internet business owner and mentor. You can visit her websites at http://marenda.biz and http://paidinfulldaily.com

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    Andrei Sakharov - Dissident Father of the Hydrogen Bomb

    Andrei Sakharov was the inspiration for the democratic movement that polished off the Russian empire. Andrei Sakharov was also the USSRs leading physicist and the father of the Soviet hydrogen bomb. Andrei Sakharov was a bona fide paradox if ever there was one.

    Sakharov was born on May 21, 1921. His father was a private school physics teacher, and devout atheist. His mother was a pious Christian. Both parents raised Sakharov to value human decency, mutual respect, and hard work.

    After primary school, he entered Moscow University, where he quickly impressed his professor, Igor Tammwinner of the 1958 Nobel Prize in physics.

    Tabbed as one of his countrys brightest young minds, he was exempted from military service during World War II. Instead, he went to work at a munitions factory.

    Hydrogen Bomb Dreams

    In June 1948, after Sakharov earned his doctorate, Igor Tamm recruited him to spearhead the development of the hydrogen bomb. Only months after going to work at a top-secret installation, Sakharov dreamed up a new hydrogen bomb design.

    But, following a test of one of his bombs in 1955, Sakharov began to be disturbed by his own creation:

    When you see the burned birds who are withering on the scorched steppe, when you see how the shock wave blows away buildings like houses of cards, when you feel the reek of splintered bricks, when you sense melted glass, you immediately think of times of war All of this triggers an irrational yet very strong emotional impact. How not to start thinking of ones responsibility at this point?

    Sakharov began sending letters to Soviet Premier Nikita Khrushchev, and writing articles about the biological hazards of radiation. He explained how halting nuclear tests would directly save hundreds of thousands of lives.

    Despite his efforts, on October 30, 1961, the largest bomb ever made was tested over the Arctic Sea.

    Tsar Bomba

    Codenamed Ivan by its developers, the Soviet hydrogen bomb was known as Tsar Bomba in the West.

    The 50 megaton bomb was so big, a parachute had to be attached to make the bomb drop slow enough for the release and observation planes to escape the range of the eventual 25-mile-wide mushroom cloud.

    Blast damage reached 600 miles away. The seismic shock was measured circling the earth three times. The energy produced was 1% of the power output of the sun.

    Sakharov Turns World Dissident

    After failing to prevent further nuclear tests, Sakharov decided he could no longer participate in the murder of innocent people. By the end of 1962, he realized that freedom, compassion, and truth could not coexist with a nuclear arms race and state communism. He risked everything to start campaigning for disarmament, and he denounced the Soviet systems intolerance of dissent. And his voice did have an effect, such as the Soviets signing the first Partial Test Ban Treaty in 1963.

    Then in 1968 Sakharov wrote Reflections on Progress, Peaceful Coexistence, and Intellectual Freedom. In part, the essay reads:

    Intellectual freedom is essential to human society freedom to obtain and distribute information, freedom for open-minded and unfearing debate and freedom from pressure by officialdom and prejudices. Such a trinity of freedom of thought is the only guarantee against an infection of people by mass myths, which, in the hands of treacherous hypocrites and demagogues, can be transformed into bloody dictatorship. Freedom of thought is the only guarantee of the feasibility of a scientific democratic approach to politics, economics and culture.

    A copy of the essay was smuggled out from behind the Iron Curtain and published in the New York Times. Following the publication, Sakharov was fired from the Soviet weapons program and found himself in the international human rights spotlight.

    Hard-boiled Gorky Exile

    Sakharovs wife of twenty years died in 1969, but he remarried in October 1971. His new bride was fellow human rights activist, Yelena Bonner. With her help, Sakharov became a figurehead in the Soviet dissident movement, and in 1975 he was awarded the Nobel Peace Prize for his efforts. Although Sakharov wasnt allowed to go to Norway, Bonner, who was out of the country for an eye operation, accepted the prize for him and read his acceptance speech.

    Then, in 1979, Sakharov denounced the Soviet invasion of Afghanistan. The Soviet authorities had had enough, and were quick to exile Sakharov to Gorky, a small city 250 miles east of Moscow. There, for seven years, he was cut off from friends and colleagues, and constantly harassed by the KGB.

    Finally, in December 1986 under the new policies of perestroika and glasnost, Soviet leader Mikhail Gorbachev invited Sakharov to return to Moscow. For the next three years, Sakharov got to travel the world. He died of a heart attack in his home in 1989.

    Dissident Hero

    Sakharovs crusade for human rights and his refusal to be silenced have made him a hero to common citizens around the world. And his fight to protect freedom of thought and expression from overwhelming intolerance and fanaticism has made him one of my favorite dissidents who changed the world.

    copyright2007 Joe Crubaugh

    Joe Crubaugh is a freelance writer whose psyche is often absorbed with current events, politics, art, culture, society, and the creamy bitterness of a steaming cup of white chocolate mocha. He is the author of numerous personal emails, and on most days he blogs at Hard-boiled Dreams of the World. When he's not writing, Joe spends weekdays masquerading as a software consultant in an undisclosed Southeastern U.S. state.

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    Cable vs DSL - How To Know What's Better For You

    With the fast pace development of the internet technology today, its very possible to connect to the world and get information in just a matter of seconds. People who frequently go online have a choice between close broadband rivals cable operators or DSL (digital subscriber line) service for instant access to the internet. The battle continues between cable and DSL companies who promise to provide customers with the best service for high-speed data transmission.

    Broadband technologies started to develop in the early part of 2000. In the U.S. alone, broadband internet usage either through cable modem or DSL connections soared from only six percent in June 2000 to 30 percent in 2003, according to a study.

    Cable

    Cable operators, through their cable modem service, provide broadband using the same coaxial cables that transmit pictures and sound to your television set. Most cable modems are external devices that have two connections one to the cable wall outlet and the other one to a computer. With this type of modem, a user can both watch cable TV and use his computer at the same time. Instant internet access similar to DSL can be achieved just by turning on the PC.

    With a residential cable internet connection, a user can have download speeds between four to six Mbps or roughly 70 times faster than a dialup connection. Cable consumers can even opt to bundle their internet access with digital cable TV and digital phone service to avail of discounts.

    Cable companies especially in the urban centers felt threatened with the entry of DSL and immediately took action spending billions of dollars for upgrades. Many of them have boosted their download speeds in hopes of competing with cheaper DSL offers.

    DSL

    DSL is a telecommunications service that allows an ordinary telephone line to be used as a high-speed conduit for data, voice and video. It boasts of broadband speeds over ordinary telephone lines and is considered one of the fastest growing high-speed access technologies best for both business and personal use. Among the telecommunication technologies available today, DSL is the most powerful and flexible solution for high-speed internet access and information transfer.

    A typical DSL connection enables users to receive data at a maximum of 1.5 Mbps and send data at 256 Kbps. The nearer your location to the providers central office, the faster the speed youll get. And whats best about this is that with DSL, connectivity is always guaranteed. In other words, a user can be sure to go online instantly as no dial up connection is needed. In some cases, users can even use the same line for voice and data traffic.

    Apart from its high speed connectivity, DSL is very cost effective in that a user needs only little new equipment and no new telephone lines. It is easy to use and requires no further training.

    DSL technologies come in various forms depending on a users location and bandwidth needs. These are the IDSL (ISDN digital subscriber line), ADSL (Assymetric DSL), VDSL (Very High Speed DSL), RADSL (Rate Adaptive DSL) and HDSL/SDSL (High Data Rate DSL/Symmetric DSL).

    So you decide which of these two broadband technologies suits your needs. If you only need internet access without getting a new telephone line, then the DSL may be best. However, if you want to subscribe to a cable TV and have fast internet access at the same time, then the cable modem will suit you best.

    Michael Cohen recommends you visit http://www.satellitesweeper.com to answer the question: DSL vs Cable.

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    Find Your Greatness by Going Up and In

    For people to grow and thrive they must play many roles in a variety of situations. The key roles that lead to personal greatness are all focused on what I call the three Ups and an In.

    The first UP is to Show Up. Decisions are made and directions are set by the people that show up to play in the game. Far too many people spend too much of their life on the sidelines watching and complaining. By showing up to be an active participant you bring your full focus and abilities to whatever goal the group is striving to achieve.

    Showing up however is not enough. So the next important UP is to Stand Up. By leading a consistent and principle centered life individuals have the tools they need to influence the actions of others. By standing up and demonstrating those beliefs through their own actions they provide a model for others to follow. In addition, by clearly articulating that belief there is no room for ambiguity in ones position. Consistent demonstration of what one believes in allows the world to understand the foundation and boundaries of their behaviors related to future actions.

    While being present and establishing the principles by which you will make decisions and take action are important, someone has to do the work. The third UP then is obviously Roll Up your sleeves and do some work. Solid beliefs and lofty principles will move society only so far. It is important for each member of society to adopt the twin attitudes of service and stewardship. By viewing our gifts and relationships as opportunities to provide service to one another, while being wise stewards of the gifts we have been given, society will thrive.

    There will always be those in our world that are unable to thrive on their own. So, the last important action is an IN. Everyone needs to Pitch In. Charity of spirit, as well as charity of the pocketbook, is called for in our every action. It is all too easy to drop some money in the dish as it passes or write a check at tax time. True charity has to come in the form of compassion and forgiveness. Each day, we all need to look in the mirror and ask ourselves, What have I done to make someone elses life better today?

    **********************************************************

    Steve Farmer is a leader in the field of Personal Coaching. As a skilled professional coach, he brings the power of individual coaching to everyday living. Steve empowers individuals to follow their dreams, achieve more in their current careers, and maintain a balance between their personal and professional lives.

    A busy entrepreneur himself, Steve understands the many demands and challenges facing today's families. He also knows that amidst the chaos, people sometimes need support in maintaining both their sanity and a balanced life. With his innate listening and problem-solving gifts, Steve helps individuals find solutions to their unique problems.

    Learn more about Steve at his website =>http://www.innovations4life.com

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    How to Get Started with Yoga Classes

    You just need to have the intention to start a Yoga class, nothing more. You do not have to be flexible or sportive to practice it. It does not need any special equipment or a place; neither a specific age range, you just have to join in a class under the supervision of a professional yogi to give you the instructions you need to proceed in the class. You can then practice it on your own at home, but this should be after getting used to the poses and the techniques, and performing the exercises on your own as if you are under the professional yogi's supervision.

    On regular practicing, you will notice your body getting so flexible. You should choose the Yoga style and teacher that suit you, your needs, abilities, limitations, current condition, and the class schedule. On deciding the most compatible class for you, you should put into your consideration that there are so many different styles of Yoga, ranging from the gentle to the vigorous ones.

    You should make sure that your teacher knows all about your health condition and your level of fitness. So that during the class the teacher will be aware about the postures, you might be unable to perform or might be harmful for you if you performed them. Do not force yourself into any movement or pose, do as far as you can, do not push yourself so far, this may be dangerous and may cause you injuries. Do not take the class as a challenge and try to do what your mates are doing, because they might be more flexible than you are, and do not worry mastery will come with practice. On practicing Yoga, you should wear comfortable stretchable and loose clothes. You also have to take off your shoes and any stockings, and if you will practice it at home, you should be in a dim lightened, quiet and peaceful room. This will help in relaxation of your body, exactly as if you are going to bed at night. In addition, remove your contact lenses, your watch, and any accessories, tie up your hair, and turn off your mobile phone or any device functioning with waves. You should not attend the class on a full stomach, if you had your lunch or any meal; you have to stay at least an hour before attending the class, and do not eat after being done with your class by 1/2 an hour. Use a non-slip mat that is long enough for your body to lie fully stretched on it. Make sure that you do a warm-up session; this makes your muscle to be ready for the stretches. Anyways, your teacher will take care of that, because any professional trainer always does the warm-up before any exercise.

    You will notice that you are becoming relaxed and calm during the class. Try to attend a yoga class at least twice a week, if you can, make it more. Any Yoga class usually last from 60 to 90 minutes.

    This was a brief about Yoga. Now it is up to you, start searching for a good class next door, try the net, the ads on the newspaper, or ask about those in your country club. If you are having a friend or a relative who is concerned with Yoga or any kind of sport, you can convince him to join it with you. A mate will encourage you to stick to it and never miss any class. Once you decide on a specific class. Put it on your schedule and stick to it. I am sure once you try it, you will never live without it.

    Darren Williger is an over-caffeinated, low carbohydrate eating, yoga enthusiast who writes for CaffeineZone.com, LowCarbPages.com, and PrimeYoga.com.

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